Blow, Mojo, Grow

Pape, an Australian finance columnist, writes for ordinary people who feel stuck with their money. His plan is a series of Barefoot Steps grouped into three stages, which he calls Blow, Mojo and Grow.

It starts with a regular money meeting he calls a Barefoot Date Night, where you, and your partner if you have one, sit down to work through the steps. He also urges a clean-out of everyday costs, such as calling providers to cut fees and cancelling things you no longer use.