No one is crazy

Housel argues that financial success is less about what you know and more about how you behave. Smart people make poor money decisions all the time, while ordinary people with steady habits often end up wealthy.

Each of us forms our view of money from our own experiences: the economy we grew up in, the crises we lived through, the way our family handled cash. Decisions that look strange to others usually make sense once you know someone’s story.